5 Tips to Help You Choose the Right Home Warranty Company

December 2, 2017

As a homeowner, you want everyone and everything that you own to be safe and secure. However, accidents are inevitable and can happen at any time. Your equipment can malfunction, appliances may break, your HVAC may breakdown and you may even experience damages caused by natural disasters. There are companies that provide home protection services to ensure efficiency and safety at home. Here are tips to help you get the best home warranty company.

Research

When choosing a company, it is important to thoroughly investigate several companies. This will help you to make an informed decision because you will settle with a company that offers the best services. You should check with the Better Business Bureau to ensure that there are no complaints filed against them by other homeowners. You will also get information on whether the company has any problem with the way they provide the warranty services.

Licensed company

You should ensure that you go for companies that have a licensing document from the state authorities. This is crucial because you want a company that is credible and trustworthy. A licensed home warranty firm is ideal because they adhere to the set regulations and rules in the industry. Make sure that you check out the agency that provides the licensing to guarantee that their license is valid and upto date.

Reasonable prices

You should go for companies that offer a policy that provides the coverage you require at a reasonable cost. On average, most companies will charge you between $50 and $100 for every claim. However, there are some agencies that will charge even more than $150 per call. Make sure that you are conversant with the terms and conditions and the fees included before you sign up with any agency. A trusted list of home warranty company reviews will help you make the right decision.

What is covered?

Make sure that you know all the home systems and appliances that are included in your home warranty. It is important that you talk to the representatives of the warranty company to determine the appliances that are covered in advance. Most companies will cover for appliances such as dishwasher, HVAC system, washing machine and dryer, and refrigerator. Make sure that the warranty covers any other appliances that you think are necessary for you.

Read the contract

You should read the contract extensively. This is important because you will not be able to argue about the agreement being unfair after you have already signed it. Take time to read all areas of the agreement and ask lots of questions regarding what is covered and what is not. You should also ensure that any verbal promises are reflected in the agreement for your own safety and peace of mind.

You should take time to know how the home warranty company manages and handles claims. This is crucial because you want to deal with a home warranty company that has open and clear communication. A good agency will send technicians to your home to inspect the appliances and carry out any repairs. They should eagerly receive and handle any questions that you may have or take care of issues that concern you.

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