Discovering the things that affect a good credit score and making improvements can be a hard task. Fortunately, recently I stumbled upon a credit score app and decided to dig deeper and see if I can find more. In today’s modern world, a whole lot depends on our credit scores, so it is important to know what makes a good credit score range and what affects your credit score specifically. After a long time it took me to research, I finally managed to decide upon four I like the most.
Credit Karma
Credit Karma was one of the first companies to offer free year-round credit scores at the push of a button. Over time, they have proven their reliability with easy-to-understand depictions of all three of your major credit reports: your Transunion credit score, Experian Credit Score, and Fico credit score. Everything you need to understand your score is all in one place. Not to mention, you can very easily keep an eye out for identity theft and report suspicious activity directly from the app. Never has keeping track of your finances been this easy!
Acorns
A large part of maintaining a good credit score comes from, first, maintaining good finances. Acorn investing brings the convenience of small money investments to the palm of your hand, so you can earn cash with just the coins in your pocket! Using just $5 — the same amount of money you spend on coffee in the morning — you can expand your investments profile and change your life for the better. Make sure you have the money to pay off your credit cards on time and earn a healthier credit score along the way. Plus, Acorns Later lets you begin saving for retirement at any age. Be confident that you always have plenty of money for the future.
WalletHub
WalletHub is the perfect tool for people who are looking to open a new line of credit. Quickly find out how you can save cash and improve your credit score at the same time! By simply opening new credit lines or transferring your credit card balance, you can watch in amazement as your credit number soars. WalletHub can even help you discover the best rates on loans and credit card plans. Compare cards to see what makes the most sense for you and your family, and embrace all the fantastic benefits that come with a financial plan you understand.
Simple
Still struggling to make those credit card payments on time? Well, not anymore! Whoever said saving money is hard clearly hasn’t heard about Simple. Sharpen your understanding of online banking and begin saving money right away. Want to create a budget that does not turn your hairs gray? At a single glance, see how much money you have left to spend after paying your bills. Plus, set aside additional cash for large purchases in the future so you can save up for the things you want most. The best part? You do not get charged a fee. That is right, you do not pay a single penny to organize your money. It is the perfect way to save cash, perfect your finances, and finally get that fabulous credit score without breaking a sweat!
These are my top picks from all other apps I tested out. Just in case you do not like any of the above four, let me share a top ten list I used for the article. There are a couple of more similar apps out there so if you do not like my picks, you can check others as well.
Credit monitoring can be tough — that is something we all know — but it is a good sign of being a well-rounded, put-together adult. It is also an extremely important step toward making sure you have a bright, happy, healthy, and financially secure future!
