Clear Debts And Experience The Pleasures Of A World Tour

May 3, 2015

You cannot go on a world tour with sheer optimism and only good-will. A world tour essentially involves three key elements including money, time, and desire. However, money proves to be the greatest hindrance and challenge for you. Saving a substantial amount of money is most important and essential if you are aspiring for a world tour. You would require developing a brand new mind-set for staying away from debts, clearing all debts, and hoarding as much money as possible. With dreams of a global tour, you need to pay emphasis on attainable financial objectives, disciplined and strict saving habits, and dedicated hard-work. This way as you save each dollar, start thinking in terms of another step forward toward your dream. Your newly acquired thrift and saving habits would prove to be useful and handy!

Stay Away from Credit Card Debts

Do not think of financing your tour on credit. Credit card debt is often misused and it is the most striking and prevalent reason why people are not able to travel as much as they would love to. If you end up getting drowned in revolving debt, all your hopes of traveling around the world would surely be dashed. Credit card charges seem insignificant, but have left many in huge amounts of debts and with astronomical interest rates. Statistics reveal that almost one-third of college-going students have unmanageable credit card debts that are mounting consistently and increasingly getting out of control. If you wish to pursue your dream of a world tour, shred your credit card or leave it back at home at all times and use it only for emergencies.

Debts Will Deter Travel Plans

Uncontrolled debts would definitely bring your life to a standstill. As your unpaid debt gets accumulated, you are sinking deeper into the financial crisis and your creditors start chasing you all the time on the telephone. You just cannot ignore your mounting debt and rush off to your dream destination by taking another new debt. It is logical to sit back and take stock of the situation and acknowledge the fact that you are solely responsible for the sorry state. Make a stern resolution to mitigate or overcome the debt and then head toward your goal.

Assess Your Debt

Some people try to ignore the outstanding monthly payments and carry on with their normal lives as if nothing is wrong. This is definitely not the right attitude if you wish to lead a debt-free and tension free life and enjoy a wonderful globe-trotting experience. You need to go through all pending payments and calculate the entire amount including all accumulated penalties. In case you are having any issues with comprehending credit card statements, you may consider calling the help lines. You must determine what exactly your monthly income is and what are your monthly expenses and the shortfall resulting in debt.

You Need Funds to Travel

Just because you have a desire to travel, you cannot ignore all the debt you have accrued and stop making the minimum payments. You cannot and should not travel if you do not have the funds for it. Enjoyment is the last of your requirements when you are neck deep in debt, so keep that in mind. It makes absolutely no sense for you to take on new debts for the sake of enjoying yourself. Vacations are amazing, but you will honestly feel a lot better without the weight of debts on your shoulders. It is not necessary for you to have no debts at all; but try to ensure that you don’t fall into the trap of more debt just to fund a vacation.

Get Rid of Debt by Seeking Professional Assistance

It is best to contact a reliable debt relief company and try to manage your debt. You may consider a debt consolidation program that would require only one single monthly payment against the debt consolidation loan, while all your previous creditors are actually paid off with the loan amount. You may consider debt settlement to obtain substantial savings. Professional debt settlement companies negotiate on your behalf with your creditors and are sometimes able to knock off a whopping 50 per cent of the outstanding amount. However, you must find out about their fees and service charges. Also, keep in mind that these measures could affect your credit scores and damage your credit profile. However, if you are keen on fulfilling your wanderlust, this much sacrifice could be worth it.

Do Not Give Up

For any task, it is important that you keep your goals in your sights so that you can work towards them. Similarly, you can curb your spending, go for debt settlement and other measures to save money, but don’t lose sight of the dream vacation you had planned. You will find it quite simple to keep paying off your debt as well as research more about your travel plans. It is important to stay motivated, or you will never overcome your debts, and will never be able to enjoy that fantastic vacation. Find other travel-junkies online on social networks or review sites, or look for the best properties in terms of accommodation and entertainment. When you are finally free of the shackles, spread your wings and fly away to the destination of your dreams.

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Andi Perullo de Ledesma

I am Andi Perullo de Ledesma, a Chinese Medicine Doctor and Travel Photojournalist in Charlotte, NC. I am also wife to Lucas and mother to Joaquín. Follow us as we explore life and the world one beautiful adventure at a time.

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4 thoughts on “Clear Debts And Experience The Pleasures Of A World Tour

  1. Andy Brown

    Excellent topic for the article “Clear debts and experience the pleasures of a world tour”. The first and most important point is that you should be free from debts as well as you should have sufficient savings if you want to experience the pleasure of world tour. There are several types of debts but the most important is credit card debts. If you are in debts then you have to search for national debt relief companies which will help you to clear the debts. You have to wait until your debts are clear and have savings. Thank you Andi for sharing this interesting article.

  2. Sujain Thomas

    Good article on clear debts and experience the pleasure of a world tour. After clearing all debts one can think about world tour. But those who are freezing in debt can not even imagine about world tour. So one can read this article and try to do the things given in the article to experience the pleasure of a world tour. A national debt relief agency or any Professional assistance is the best way to take right decisions about debt. Because they are talented people in the finance field and have the core knowledge about the industry. They can give proper solutions and then you can enjoy a world tour. Many thanks for this post.

  3. Robert Hill

    Lovely post and thanks for the share! The thought of going on a world tour is sure exciting and when you are free from debts, the experience is enjoyable enough. You can roam with the peace of mind you always yearned for. On top of this you get to see some glorious places of the globe. Debt consolidation loans do come as a boon to you when you wish to free yourself from the burden of loans. Opting for them is indeed a wise choice and in case you have doubts to clarify, it is wise to speak to an expert.


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