Are you involved in an auto accident in Nevada and sustained some injuries? The entire burden of high medical bills is overwhelming. If you are in this situation, know that you aren’t alone.
If someone’s negligence caused you injuries following an auto accident, they should be liable for the medical expenses as well as other financial losses. Under Nevada law, you have a right to an attorney to represent you and ensure you get a fair settlement.
Medical Bills Resulting from a Car Accident
Auto accidents that lead to injuries often leave most people struggling with medical bills that they can’t be able to pay. After a car accident, injured victims often need hospitalization and medical care to avoid further complications that can result in death.
Because of that, medical bills increase quickly, leaving you without enough resources to settle them. In most cases, the financial hardships of injured victims are compounded by their health insurers that often deny claims or offer a low-ball settlement.
So, ensure you work with THE702FIRM Injury Attorneys to get fair compensation to cover initial medical bills as well as the following:
- Lost wages
- Future medical bills
- Wrongful death expenses
- Emotional distress
Who is Liable for Medical Bills?
Serious or fatal auto accident injuries may leave you with high medical bills. The healthcare providers offering you treatment, from the initial emergency treatments to long-term rehab services, require payment for the services offered and the medical equipment used. But unfortunately, someone must take full responsibility for those medical bills.
Under Nevada law, all drivers must carry auto liability insurance coverage, with $25k for death or bodily injuries for one individual following an accident and $20k for any property damage. This coverage is needed to ensure there is enough money to cover losses, including injuries that the driver caused to other people.
But what happens if you caused the accident?
If you are at fault, your car insurance will cover the medical expenses of everyone you injured. However, the amount of coverage and specific terms will vary depending on the amount and type of insurance you have.
Although your liability insurance covers the other party’s medical expenses, it can’t cover your injuries or the passengers living with you. In this case, you will need to opt for the following options:
1. MedPay
Medical payments coverage is a form of no-fault insurance coverage that covers all the costs of your medical expenses if you get involved in a car accident, including a pedestrian crash. It also covers the costs of residential family members and passengers who have sustained injuries in the car accident.
2. Health Insurance
This insurance is your best option to cover your medical bills following a car accident. All you have to do is submit medical bills as damage in your claim.
Final Say
Following a car accident in Nevada, hiring the best attorney for your case is important. The attorney will review your case, give you the available legal options, and guide you throughout the process until justice is served.
