A Guide To The Top Caribbean Destinations To Settle With Your Family

March 27, 2025

The Caribbean is a wonderful place for families looking for a warm and welcoming environment. Its beautiful landscapes, relaxed way of life, and rich culture offer a unique and attractive option for family living. 

However, choosing the right island is an important decision, as things like safety, schools, healthcare, and the cost of living can vary greatly. Some islands have better services and infrastructure for families, while others might be more affordable or good for investment opportunities. 

This guide will help you understand the key factors to consider when moving to the Caribbean and find the island that best fits your family’s needs and future goals.

Top Four Caribbean Destinations For Families

Are you thinking about moving your family to the Caribbean? Choosing a location that offers safety, good schools, reliable healthcare, affordable living, and a high quality of life is essential. Here are some of the best family-friendly Caribbean destinations to consider:

Barbados

Barbados is one of the most developed and family-friendly countries in the Caribbean. It offers a stable government, a strong economy, and a high quality of life. 

The literacy rate is close to 100%, and the education system is based on the British curriculum. Some top private schools include The Codrington School, which offers the International Baccalaureate program, and St. Winifred’s School.

Barbados’s healthcare is among the best in the region. The primary public hospital is Queen Elizabeth Hospital, while private facilities like Bayview Hospital provide specialized care.

The cost of living in Barbados is relatively high. For example, renting a three-bedroom apartment in Bridgetown costs an average of about $1,200 per month. 

Keep in mind that financially self-sufficient expatriates can apply for the island’s Special Entry and Reside Permit (SERP), which allows them to live in Barbados long-term.

Nevis

Nevis, one of the two islands that make up St. Kitts and Nevis, is an excellent place for families looking for a safe, peaceful, and community-focused lifestyle. With a small population of around 12,000, the island has a low crime rate, a relaxed pace of life, and a strong sense of local culture.

Living in Nevis is affordable compared to other islands. Renting a three-bedroom home in Charlestown typically costs between $1,500 and $2,500 monthly. 

The economy is supported by tourism, agriculture, and offshore financial services, making it a good option for people who work remotely or want to start a business. 

Nevis also offers a Citizenship by Investment (CBI) program, where individuals can gain citizenship by contributing $250,000 to the Sustainable Growth Fund or investing at least $400,000 in real estate.

Nevis stands out for its reputation as a leading location for trusts, such as the Nevis International Exempt Trust. The Nevis Trust provides substantial financial protection, privacy, and estate planning benefits. 

The island’s laws safeguard assets from foreign judgments and offer favorable tax advantages. This has made Nevis a popular choice for families relocating and wealthy individuals looking to protect their financial assets.

The Cayman Islands

The Cayman Islands is a great place for families, offering a high standard of living, excellent schools, and one of the lowest crime rates in the Caribbean. Because of its strong financial industry, it is also a popular destination for professionals in finance and business. 

Families have access to top international schools like Cayman International School and St. Ignatius Catholic School, while healthcare is excellent, with private hospitals like Health City Cayman Islands providing advanced treatments.

However, living in the Cayman Islands can be expensive. For example, a three-bedroom apartment in George Town can cost between $3,500 and $6,000 per month. 

There is no direct path to citizenship, but long-term residency is possible for those who earn at least $145,000 per year and invest $1.2 million in real estate.

Despite the high cost, the Cayman Islands remains an attractive place to live, offering safety, quality education, and excellent healthcare.

St. Lucia

St. Lucia is an excellent option for families looking for an affordable, safe, and beautiful place to live in the Caribbean. 

The cost of living is lower compared to many other Caribbean countries. For example, renting a three-bedroom apartment in the capital city, Castries, costs about $1,200 monthly. 

The island’s education system is based on the British model, and schools like the International School St. Lucia are popular among expatriate families.

Healthcare services are available through public and private providers, but severe medical conditions may require treatment in Martinique or the United States. 

St. Lucia also offers a Citizenship by Investment (CBI) program, where individuals can become citizens by investing at least $100,000.

The island is known for its family-friendly environment and lower crime rate than larger Caribbean nations, making it a safe and welcoming place for families.

Embracing A New Chapter In The Caribbean

Moving to the Caribbean is more than just relocating—it is about embracing a new way of life. Families often enjoy a closer connection to nature, a slower and more fulfilling pace, and unique experiences that support personal and professional growth. 

While practical factors like residency, schools, and healthcare are essential, the real benefit is raising a family in an environment focused on well-being, adventure, and balance. Living in the Caribbean can be a life-changing step toward a healthier and more rewarding lifestyle.

 

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Andi Perullo de Ledesma

I am Andi Perullo de Ledesma, a Chinese Medicine Doctor and Travel Photojournalist in Charlotte, NC. I am also wife to Lucas and mother to Joaquín. Follow us as we explore life and the world one beautiful adventure at a time.

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