Money money money, it is something that we all want more of yet something we all worry about. We need it though, and we cannot live without it, however each month if you are going to save a little or spend a bit more on having fun, then there are some ways you can cut down on your bills and expenses and here are some of the best:
Write Down Everything You Spend
Here is where you start, whether you want to save money weekly or monthly, begin by writing down what you spend in a week or month, and write everything down. It is easy to forget when you have just bought a drink or a sandwich which does not cost a lot, but if you do this every day it all adds up. Write this down as well as everything else you spend, and you will see where you need to and can cut costs in the future.
You will be surprised how much money you can save just by switching providers on what you already pay for. Have a look at comparison websites to see what other providers for your gas and electric have to offer. Also, check out a mortgage broker like https://altrua.ca/ to see if you can remortgage and get a better deal on your payments towards your house. Do not forget about banks either, switching to a new bank could not only give you better rates, but some banks will reward you for moving over to them and give you cash for just joining up.
Walk And Cycle More
By walking and cycling more, not only will you be doing your bit for the environment and cutting down your travel costs, but you will also find yourself getting a lot fitter.
Make Your Own Lunch
Equally, if you stop buying lunch every day at work, not only will you make significant savings, but you are also likely to make yourself far healthier lunches than you would buy. Having the leftovers from the night before is one idea, or making yourself something fresh in the morning will mean you have full control over what you are eating. Doing this will mean that you will know exactly what is in your lunch, and once you start making it part of your day to pack your lunch, you’ll find it does not take you very long to do.
When it comes to things like cleaning products, do you ever wonder what people used to do before all these branded fancy cleaning products existed? Did they live in the dirt? No, they used to make their cleaning products using things like vinegar, baking soda, and lemon juice. You can save a fortune if you check out some recipes on how to make cleaning products. If you do not fancy making your own things, then give unbranded products a go for not just cleaning stuff, but for everything from shampoo to ketchup, and you will also save a pretty penny.
Cancel Your Gym Membership
Stop spending a fortune on the gym each month when you can run outside for free, get on your bike, or do workouts at home or in the park. You do not need to pay to get fit.