In most cases, homeowner insurance does not cover flooding. So, with the storms and the rainfall this year that has been freaky and weird, you want to make sure that your home is safe from any potential damage caused by flooding. Given that the flooding is not covered by home insurance, you want to ensure that you have plans in place to make it as safe as possible for yourself. You can keep the phone numbers for Water Damage Mentor to one side, too, so that you are able to get help instantly when you need it. You want to protect your savings account, and you want to keep your home protected, too. So, the best thing that you can do is to look at the tips below and protect your house from flood damage.
- Know If Your Home Is On A Floodplain
If your house is on a floodplain, you should already know this when you buy the house. This would give you the leg up you needed to purchase the right flood insurance from your insurance provider. You will not need that coverage if your house is not on a floodplain, though it is always a good idea to have a back up if you live in an area that is susceptible to heavy rain.
- Keep An Emergency Bag Ready
If you do live in an area susceptible to flooding, then you need to consider an emergency bag in a high wardrobe or cupboard. This should have an extra clothing stash for every member of the family, your insurance copy and some toiletries. You also want to have a stash of cash to keep you in a hotel for a few days.
- Flood Proofing
If your house has any cracks in the foundation or the doors, you need to get these seen to. Purchasing mortar or caulk will help you to fill the gaps and stop water from seeping into the house. You want this to be fixed permanently to avoid rain floods! Applying sealants to the walls and doorways will also stop the water making its way through the house.
- Buy A Sump Pump
Sump pumps are excellent or flooding in the home. They pump the water ight outside and most of these are electrically run. So, you need to buy a battery powered sump pump and keep the batteries up and out of the way.
- Move The Valuables Up
Look at the forecast for the weather and if there is a storm or rain coming that could cause a flood, move your valuables up and out of the way. You need to think about how you can protect your home and your valuables from the flooding, and by moving them out of the way, you are going to protect them properly.
Flooding can cause untold damage to the basement and the foundations of the house, and the more you protect it all from being caught up in the water, the happier you will be and the better you will feel about your home. Flood protection is as important as fire protection!